Psychiatrist that Accepts Illinois Medicare

Reviewed by: Michelle Dees, MD | Last Reviewed: 1/4/2026
Luxury Psychiatry | Psychiatrist that Accepts Illinois Medicare

Finding a psychiatrist accepting Illinois Medicare can feel overwhelming, especially when you’re navigating mental health challenges and want care that’s both accessible and comprehensive. At Luxury Psychiatry Clinic, we work with patients who use Medicare to access high-quality outpatient mental health care in Chicago. Our clinic provides evidence-based psychiatric services in an in-person and telehealth setting, helping Medicare beneficiaries connect with experienced healthcare providers without unnecessary barriers or confusion around insurance plans, deductibles, or copays.

As a Medicare-accepting mental health provider, our focus is on individualized treatment—not one-size-fits-all care. Patients can receive psychiatric evaluations, medication management, and psychotherapy as part of a coordinated treatment plan tailored to their unique needs. Our outpatient psychiatry model supports young adults, adults, and adolescents managing conditions such as ADHD, bipolar disorder, mood disorders, OCD, postpartum depression, and other mental health conditions. Whether you’re new to Medicare or transitioning from primary care or another insurance company, our team helps ensure continuity of care while prioritizing your long-term well-being and wellness.

Meet with Our Psychiatry Team on Medicare

If you’re searching for Medicare psychiatrists in Illinois, our experienced psychiatry team is here to help you take the next step with confidence. At Luxury Psychiatry Clinic, Medicare patients can easily schedule an initial appointment with a qualified clinician for a comprehensive psychiatric evaluation and personalized treatment plan. Browse our team below and book a visit to begin evidence-based mental health care that fits your needs.

Appointments are in person for all initial and annual appointments for the completion of paperwork. Please allow 60-90 minutes. Tele Medicine appointments can be available for routine follow-ups subject to the provider. Tele Medicine is subject to change depending on insurance guidelines. Book appointments online or download our mobile app. We do not communicate via text or email other than appointment reminders. *

*All Florida patients will be seen (Central Standard Time | CST).    

*If you’re asking or are on a controlled substance, the first and yearly appointments must be in person. Follow-up appointments can be made via telemedicine. 

What Is Illinois Medicare?

Illinois Medicare refers to the federal Medicare program as it applies to eligible residents of Illinois, including those age 65 and older, as well as younger individuals with qualifying disabilities. Medicare is administered at the federal level by the Centers for Medicare & Medicaid Services, not by the state of Illinois, and provides coverage for a wide range of health services. For mental health care, this commonly includes outpatient psychiatry, psychiatric evaluations, medication management, and psychotherapy when services are provided by a Medicare-approved healthcare provider.

Medicare is also available through Medicare Advantage (Part C) plans, which are offered by private insurance companies approved by Medicare. These plans combine Original Medicare benefits with additional coverage and may include different provider networks, copays, deductibles, and referral requirements. Because Medicare Advantage plans are administered by insurers rather than directly through Medicare, coverage for outpatient mental health services—such as psychiatry and psychotherapy—can vary by plan, making it important to confirm benefits and in-network status before scheduling care.

Luxury Psychiatry | Psychiatrist that Accepts Illinois Medicare

Do We Accept Illinois Medicare Advantage Plans?

At Luxury Psychiatry Clinic, we may accept Illinois Medicare Advantage (Part C) plans offered by select insurance companies. Medicare Advantage plans are administered by private insurers and can differ significantly in terms of provider networks, copays, deductibles, and referral requirements. Because coverage is determined by the specific health plan—not Medicare alone—we cannot guarantee coverage without first verifying your benefits directly.

We may work with Medicare Advantage plans provided by the following insurers:

 

  • Blue Cross Blue Shield of Illinois (BCBSIL)
  • Aetna Medicare
  • Wellcare by Meridian

 

Coverage, in-network status, and out-of-pocket costs can vary based on your individual plan, location, and selected clinician. For the most accurate information, we strongly encourage patients to contact our office directly with their insurance card so our team can confirm eligibility, benefits, and next steps before scheduling an initial appointment.

Illinois Medicare vs. Medicaid Plans

Understanding the difference between Illinois Medicare and Illinois Medicaid is an important step when seeking mental health care. Medicare is a federally administered program primarily for adults age 65 and older and individuals with qualifying disabilities, and it typically covers outpatient psychiatric services under Part B. This can include psychiatric evaluations, medication management, and psychotherapy when provided by a Medicare-approved clinician, with costs such as deductibles and copays determined by your specific health plan or supplemental coverage.

Medicaid, on the other hand, is a state-run, income-based program that operates differently in Illinois and often uses managed care plans through specific insurance companies. Medicaid coverage, provider networks, and referral requirements can vary by plan, while Medicare coverage remains largely consistent across states. Because of these differences, it’s important to confirm whether a mental health provider accepts Medicare, Medicaid, or both. At outpatient psychiatry clinics, Medicare patients typically access care directly through their benefits, while Medicaid patients may need to verify eligibility through their assigned health plan.

Ready to Book An Appointment With Our Psychiatrists?

Benefits of Seeking Psychiatry While on Medicare

Medicare allows eligible individuals to access a wide range of outpatient mental health services, including psychiatry, psychotherapy, and psychiatric evaluations. This means patients can receive ongoing care for mental health conditions such as depression, anxiety, ADHD, bipolar disorder, OCD, and other mood disorders without requiring inpatient treatment. For many patients, this level of access supports long-term stability, symptom management, and overall well-being.

One of the key benefits of using Medicare for psychiatry is access to evidence-based treatment delivered by licensed clinicians. This may include medication management, structured psychotherapy, and coordinated behavioral health care. When services are provided by a Medicare-approved healthcare provider, patients can feel confident they are receiving clinically supported treatment aligned with established medical standards.

Medicare enables patients to seek care from specialized mental health professionals rather than relying solely on primary care. At Luxury Psychiatry Clinic, patients may work with psychiatrists, psychiatric mental health nurse practitioners (PMHNP-BC), and other qualified clinicians who focus exclusively on mental health care. This specialization supports more accurate diagnoses, thoughtful treatment planning, and consistent follow-up.

Psychiatry services covered under Medicare are often available through both in-person and telehealth appointments, offering flexibility for patients with mobility limitations, transportation concerns, or busy schedules. This flexibility is especially valuable for older adults and individuals managing chronic mental health challenges who benefit from consistent access to care without added logistical stress.

Compared to many private insurance plans, Medicare can offer more predictable cost structures for outpatient mental health care. While deductibles, copays, or coinsurance may apply, patients often experience fewer coverage restrictions when working with Medicare-accepting providers. This transparency helps patients plan for care, stay engaged in treatment, and focus on recovery rather than insurance complexity.

Frequently Asked Questions (FAQ) for Illinois Medicare

Yes. Medicare Part B typically covers outpatient mental health services, including psychiatric evaluations, medication management, and psychotherapy when provided by a Medicare-approved healthcare provider. This applies to eligible Illinois residents age 65 and older as well as individuals who qualify due to disability.

Yes. Patients enrolled in Original Medicare (Part A and Part B) can receive outpatient psychiatric care from providers who accept Medicare assignment. This includes visits for diagnosis, treatment planning, medication management, and therapy when medically necessary.

We may accept select Medicare Advantage plans, depending on the insurance company and your specific plan. Because Medicare Advantage plans are managed by private insurers, coverage and network participation vary. Our office can verify whether your plan is in-network before scheduling care.

We may work with Medicare Advantage plans from providers such as:

  • Blue Cross Blue Shield of Illinois (BCBSIL)

  • Aetna Medicare

  • Wellcare by Meridian

Because benefits and provider networks vary by plan, we recommend contacting our office so we can confirm your coverage before your first visit.

With Original Medicare, a referral is not typically required to see a psychiatrist. Some Medicare Advantage plans, however, may require a referral or prior authorization. Our team can help you check the requirements for your specific plan.

Yes. Medicare covers many outpatient mental health services delivered via telehealth, including psychiatry and therapy, as long as they are provided by a Medicare-approved provider. This allows patients to access care from home when appropriate.

Yes. Medicare covers many outpatient mental health services delivered via telehealth, including psychiatry and therapy, as long as they are provided by a Medicare-approved provider. This allows patients to access care from home when appropriate.

Our Chicago Office Location

Luxury Psychiatry Clinic provides outpatient psychiatric care to Medicare beneficiaries throughout the Chicago metropolitan area, with in-person services available at our centrally located West Loop office. As a Medicare-accepting mental health provider, we help eligible patients access psychiatric evaluations, medication management, and ongoing care in a setting designed to support continuity, clinical quality, and long-term well-being.

Our Chicago Location

213 N. Morgan Street Suite 1D
Chicago, IL 60607

Get Started by Calling Us Today

Taking the first step toward better mental health doesn’t have to be complicated. If you’re looking for an Illinois psychiatrist, our team at Luxury Psychiatry Clinic is here to help answer your questions, verify your Medicare or Medicare Advantage coverage, and guide you through scheduling an initial appointment. A quick call allows us to confirm benefits, discuss your mental health needs, and help you move forward with a clear and supportive plan for care.

Schedule your appointment:

* Any patient needing a controlled substance needs a face-to-face appointment with the provider prior to the prescription being sent to be compliant with the DEA guidelines.

  • Step 1
    Select your desired appointment type.
  • Step 2
    Choose your staff member and desired location or leave as “ALL,” and we will match you!
  • Step 3
    Search for your date range and select from available times.

We Look Forward to Seeing You!

Additional Illinois Insurances Accepted at Our Chicago Location

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