Key Takeaways
- Google employees in Chicago are typically covered by Blue Cross Blue Shield of Illinois (BCBSIL), which includes strong mental health and behavioral health benefits.
- Luxury Psychiatry Clinic is an out-of-network provider but works closely with BCBSIL PPO members to help them receive partial reimbursement for outpatient services like therapy, psychiatry, and medication management.
- Advanced treatments such as TMS therapy, Spravato (esketamine), and Exomind are often covered by BCBSIL with prior authorization, and our staff assists patients in navigating that process.
- HMO plans require referrals and are generally not accepted, though single-case agreements may be possible in rare situations.
- Patients can pay out-of-pocket, request a superbill, and submit it for reimbursement through their BCBSIL member portal, or use HSA/FSA funds to reduce upfront costs.
Does Google’s Insurance Cover Therapy in Chicago?
Google employees in Chicago are typically covered under Blue Cross Blue Shield of Illinois (BCBSIL), one of the state’s largest and most widely accepted health insurance providers. BCBSIL is an independent licensee of the Blue Cross and Blue Shield Association, meaning its members have access to extensive health care and behavioral health services across Illinois. Most BCBSIL health plans—including PPO and POS options—offer mental health coverage that includes outpatient services, psychiatry, psychotherapy, and medication management. These benefits are designed to help employees maintain wellness and manage mental health conditions such as anxiety, depression, and ADHD.
Luxury Psychiatry Clinic is an out-of-network provider for Blue Cross Blue Shield of Illinois, but many BCBSIL PPO health plans include out-of-network benefits that allow members to seek care from providers like us.
Our administrative team can assist Google employees by verifying covered services, explaining copay, coinsurance, and deductible details, and helping with reimbursement paperwork. While prior authorization is not typically required for standard outpatient mental health services, our staff can coordinate directly with your case manager or primary care physician to ensure your insurance plan covers your visit and that you get the most from your health benefits.
What Type of Mental Health Treatments Does BCBSIL Cover?
Blue Cross Blue Shield of Illinois (BCBSIL) offers comprehensive behavioral health coverage for members enrolled through their employer, including Google employees in Chicago. Depending on your insurance plan, these covered services can include a wide range of outpatient mental health treatments designed to support both emotional wellness and long-term recovery.
Outpatient Psychiatry and Therapy
Most BCBSIL health plans cover psychiatric evaluations, medication management, and psychotherapy sessions—whether individual, couples, or family therapy. At Luxury Psychiatry Clinic, Dr. Michelle Dees provides a highly personalized approach to psychiatry, combining evidence-based care with a deep understanding of each patient’s unique needs.
Our clinicians specialize in behavioral health programs that promote healing, resilience, and overall wellness. Whether you’re seeking short-term support or long-term therapy, your BCBSIL PPO plan may help cover part or all of your outpatient services.
Advanced Treatments Like TMS and Spravato
In addition to traditional therapy and psychiatry, many BCBSIL health plans include coverage for FDA-approved treatments such as Transcranial Magnetic Stimulation (TMS) and Spravato® (esketamine). These innovative treatments can be life-changing for individuals with treatment-resistant depression or other mental health conditions that haven’t improved with standard therapy.
While prior authorization is often required, our team assists Google employees and other BCBSIL members in obtaining approval and navigating the health insurance coverage process. We work closely with your case manager and health plan to ensure you can access the advanced care you deserve.
How Google’s BCBSIL Plan Works for Mental Health Care
Google employees in Chicago typically receive their health insurance coverage through Blue Cross Blue Shield of Illinois (BCBSIL). Understanding how your specific health plan works—whether it’s a PPO or HMO—can help you make the most of your mental health benefits and access the right level of care at Luxury Psychiatry Clinic.
PPO
Most Google employees are enrolled in a BCBSIL PPO plan, which offers flexibility to see both in-network and out-of-network providers. This type of insurance plan typically covers a portion of outpatient services such as psychiatry, therapy, and behavioral health programs, even if your provider is out of network. At Luxury Psychiatry Clinic, we regularly work with BCBSIL PPO members, helping them verify covered services, understand their coinsurance, and maximize their health benefits for mental health treatment and wellness.
HMO
While BCBSIL HMO plans are more restrictive, they still provide strong behavioral health coverage through in-network providers. Luxury Psychiatry Clinic does not generally accept HMO insurance plans, as they require referrals and treatment coordination through a primary care physician. However, we can assist patients in finding in-network behavioral health services and, in rare cases, pursue a single case agreement when appropriate. This arrangement is not guaranteed but can occasionally allow HMO members to receive care with us under special approval.
Copays, Deductibles, and Reimbursement
For out-of-network BCBSIL members, visits at Luxury Psychiatry Clinic are typically paid out-of-pocket at the time of service. Afterward, our team provides a superbill—an itemized receipt that you can submit directly to Blue Cross Blue Shield of Illinois for partial reimbursement based on your plan’s deductible, copay, and coinsurance.
The exact coverage rate depends on your specific health plan tier, such as Google’s BCBSIL PPO plan. Our staff is happy to help patients review their ID card, explain insurance guidelines, and understand how their behavioral health benefits apply to outpatient care.
How to Use Google’s BCBSIL Insurance for Therapy
Using your Google BCBSIL insurance for mental health care is a straightforward process once you understand how your health benefits work. Whether you’re seeking outpatient therapy, psychiatry, or behavioral health services, following these steps can help you access care at Luxury Psychiatry Clinic and make the most of your insurance coverage.
Confirm BCBSIL Coverage in Your Google Benefits Portal
Start by logging into your Google employee benefits portal to review your Blue Cross Blue Shield of Illinois (BCBSIL) plan details. This section outlines your covered services, copay, deductible, and coinsurance amounts for both in-network and out-of-network providers. You can also find your ID card and contact your case manager for questions about behavioral health programs or prior authorization requirements.
Choose Your Provider (In-Network or Out-of-Network)
Next, decide whether you’d like to see an in-network provider or an out-of-network provider like Luxury Psychiatry Clinic. While in-network behavioral health services often have lower out-of-pocket costs, many BCBSIL PPO plans still offer partial reimbursement for out-of-network outpatient services. Our staff can help you review your insurance plan and confirm what your health plan covers for mental health treatment.
Ask for CPT Codes to Verify Coverage
Before your first appointment, ask your provider for the CPT codes—the standardized billing codes used by Blue Cross Blue Shield of Illinois to identify covered services. Sharing these with BCBSIL can help verify your mental health coverage and ensure your visits are eligible for reimbursement.
Attend Sessions and Request a Superbill from Your Provider
Once your sessions begin, pay the out-of-pocket rate at each visit. Luxury Psychiatry Clinic will provide a detailed superbill listing your provider, services, diagnosis codes, and payment information—everything BCBSIL requires to process your claim.
Submit Claims Through the BCBSIL Member Portal for Reimbursement
After collecting your superbill, log into your BCBSIL member portal or use the Blue Cross mobile app to submit your reimbursement claim. Depending on your insurance plan, you may receive a percentage of your session cost back, based on your deductible, coinsurance, and plan tier. This process ensures you can take full advantage of your mental health benefits while receiving expert care from Dr. Michelle Dees and her team.
Getting Help Navigating Insurance
At Luxury Psychiatry Clinic, our administrative team is dedicated to helping Google employees and other BCBSIL members navigate the often-complex world of health insurance coverage. We assist patients in verifying their mental health benefits, explaining their copay, deductible, and coinsurance, and guiding them through the reimbursement process for out-of-network services.
From confirming eligibility with Blue Cross Blue Shield of Illinois to helping you submit claims and track approvals, our goal is to make using your behavioral health benefits as seamless and stress-free as possible—so you can focus on your wellness, not paperwork.
Is Luxury Psychiatry Clinic Covered Under Google’s BCBSIL Plan?
Luxury Psychiatry Clinic is an out-of-network provider with Blue Cross Blue Shield of Illinois (BCBSIL), meaning we are not directly in-network under Google’s health plan. However, many BCBSIL PPO plans—including those offered to Google employees—provide out-of-network reimbursement for outpatient behavioral health services. This allows members to receive partial reimbursement after paying for therapy or psychiatry sessions upfront. Patients can also use Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) to cover their out-of-pocket costs, further reducing the financial burden of care.
At Luxury Psychiatry Clinic, we specialize in treating depression, anxiety, ADHD, and mood disorders through a combination of evidence-based therapy and personalized psychiatry. Our care includes advanced treatment options such as TMS therapy and Spravato (esketamine) for treatment-resistant conditions.
For Google employees with BCBSIL PPO coverage, our team will assist in maximizing your health benefits, ensuring that you can access high-quality mental health care while utilizing your insurance plan to the fullest extent possible.
Why Google Employees in Chicago Choose Luxury Psychiatry Clinic
Many Google employees in Chicago choose Luxury Psychiatry Clinic because it combines the accessibility of modern outpatient care with the innovation and expertise of advanced behavioral health services. Our clinic makes it easy for professionals to prioritize their mental wellness while balancing demanding careers.
Convenient Care in the Loop
Located in the heart of downtown Chicago, Luxury Psychiatry Clinic offers convenient access for employees working in and around The Loop. Our in-person appointments are designed for busy schedules, with flexible booking options that make it simple to fit therapy or psychiatry sessions into your workday. Whether you’re visiting from Google’s Chicago office or nearby neighborhoods, our clinic provides discreet, high-quality mental health care just minutes away.
Innovative, Evidence-Based Treatments
We go beyond traditional therapy by offering evidence-based treatments that align with the latest advancements in psychiatric medicine. From Transcranial Magnetic Stimulation (TMS) to Spravato (esketamine) therapy, our clinic provides FDA-approved, cutting-edge options for patients struggling with treatment-resistant depression and other mental health conditions. As a BCBSIL provider, we help patients navigate prior authorization and insurance guidelines so they can access these life-changing therapies with confidence.
Personalized Care by Dr. Michelle Dees
At the core of our practice is Dr. Michelle Dees, a board-certified psychiatrist known for her compassionate and individualized approach to care. Dr. Dees takes time to understand each patient’s personal story, developing customized treatment plans that address both biological and emotional factors. Her approach blends clinical expertise with genuine empathy, helping Google employees and other Chicago professionals manage anxiety, depression, ADHD, and mood disorders effectively and sustainably.
Start Using Your Google Mental Health Benefits Today
If you’re a Google employee in Chicago with Blue Cross Blue Shield of Illinois (BCBSIL) coverage, now is the perfect time to take the next step toward better mental health. The team at Luxury Psychiatry Clinic is here to help you verify your benefits, understand your insurance coverage, and make the most of your behavioral health services. From psychiatry and therapy to advanced treatments like TMS and Spravato, we’ll guide you through every step—from confirming your copay and deductible to assisting with reimbursement claims.
Whether you’re using Google’s BCBSIL PPO or another employer plan, our team can help you understand your options and start treatment with Dr. Dees today.
Frequently Asked Questions
Yes. Most Blue Cross Blue Shield of Illinois (BCBSIL) plans—including those provided to Google employees—cover telehealth and online therapy sessions as part of their behavioral health benefits. At Luxury Psychiatry Clinic, we offer secure virtual appointments for psychiatry, therapy, and medication management, ensuring you can access quality care wherever you are in Illinois.
If you’re enrolled in a BCBSIL PPO plan, you do not need a referral to see a psychiatrist or mental health provider. HMO plans, however, usually require a referral from your primary care physician. While Luxury Psychiatry Clinic doesn’t accept HMO plans, our team can assist you in finding in-network behavioral health services or help with single case agreement requests when appropriate.
Yes. Most BCBSIL health plans include coverage for psychiatric evaluations, medication management, and follow-up appointments. These outpatient services are considered standard covered benefits under mental health care, and our administrative team can help confirm your copay, deductible, and coinsurance responsibilities before your first visit.
Yes—BCBSIL often covers TMS therapy and Exomind, an advanced form of non-invasive brain stimulation used to treat depression and other mood disorders. These are FDA-approved treatments, but most plans require prior authorization. Our staff helps Google employees coordinate with their case manager to ensure approval and streamline the insurance coverage process.
You can find your out-of-network benefits and reimbursement rate by checking your BCBSIL ID card or logging into your member portal. Rates depend on your insurance plan tier, deductible, and coinsurance. If you visit Luxury Psychiatry Clinic, we’ll provide a superbill after each session so you can submit a claim for partial reimbursement through Blue Cross Blue Shield of Illinois and make the most of your health plan.
